• PhD Pursuing in Commerce from Hemchand Yadav University, Durg (C.G.).
• UGC NET Qualified – December 2020
• UGC NET Qualified – December 2020
• B. Com from Atal Bihari Vajpayee Vishwavidyalaya, Bilaspur (C.G.) – 2017

• Assistant Professor, O.P. Jindal University, Raigarh (C.G.), October 2025 – Present
• Assistant Professor, Kalinga University, Raipur (C.G.), August 2023 – September 2025
• PGT (Commerce), Mona Modern School, Baramkela, Sarangarh-Bilaigarh (C.G.), August 2019 – March 2021

• Economic Development
• Finance and Banking
• Financial Inclusion and Growth

• “ASSESSING THE PERFORMANCE METRICS OF NIFTY 50, NIFTY PSU BANKS, AND NIFTY PRIVATE BANKS: A COMPARATIVE STUDY OF SHARPE, TREYNOR, AND JENSEN RATIOS,” International Journal of Applied Engineering & Technology, vol. 5, special issue 6, pp. 275–283, Dec. 2023, ISSN 2633-4828.
• “Promoting Women Entrepreneurship through Bank Credit: A Study of the NRLM Scheme,” Involvement International Journal of Business, vol. 2, no. 3, July 2025, ISSN 3032-485X.
• “A bibliometric analysis of the nexus of influencer marketing and social commerce,” Journal of Socioeconomic and Contemporary Review (CAPDR), vol. 5, no. 2, pp. 1293–2011, June 2025, ISSN 2791-2612.
• “A Bibliometric Analysis of Sustainability in MSME,” Involvement International Journal of Business, vol. 1, no. 4, pp. 281–292, Oct. 2024, ISSN 3032-485X.
• “A Comparative Study of Three Banks’ Total Disbursement and NPA% on the DAY-NRLM Scheme,” IRJMETS, vol. 6, no. 10, pp. 53–57, Oct. 2024, ISSN 2583-1062.
• “Studying the Self-Help Group (SHG) Growth through Annual Trends and Cumulative Data Analysis in the NRLM Program,” IJPREMS, vol. 4, no. 10, pp. 48–52, Oct. 2024, ISSN 2583-1062.
• “Comparative Analysis of Microfinance Performance and Impact of Public Sector Banks and Regional Rural Banks in Central India,” JETIR, vol. 11, no. 6, pp. f320–f329, June 2024, ISSN 2349-5162.
• “Comparative Analysis of Inflation Dynamics: A Focus on Selected Asian Economies in the Global Context,” Ajasra – UGC CARE Group 1 Journal, vol. 13, no. 4, pp. 354–371, Apr. 2024, ISSN 2278-3741.
• “DAY-NRLM and Women Empowerment: An Analysis of Lakhpati Didi Monitoring Report and Block Level Training,” CASIRJ, vol. 14, no. 2, pp. 131–137, 2023, ISSN 2319-9202.
• “Study of Economic Development of Chhattisgarh,” CASIRJ, vol. 14, no. 2, pp. 138–145, 2023, ISSN 2319-9202.

Conference Papers

• D. Patel and N. Kaushik, “Analysing how the making of Kosa silk positively impacts Chhattisgarh's economic growth,” Proc. Int. Conf. on Innovative Management Techniques for Sustainable Development (IMTSD-2025), Kalinga University, Raipur, India, p. 44 (Book of Abstracts), Feb. 21–22, 2025.
• D. Patel and M. Ahmed, “A bibliometric analysis of the nexus of influencer marketing and social commerce,” Proc. Int. Conf. on Artificial Intelligence and Technology in Academia and Profession, Centre for Academic & Professional Career Development and Research (CAPCDR), Published in Journal, Dec. 25–26, 2024.
• D. Patel and C. B. Singh, “A bibliometric analysis of sustainability in MSME,” Proc. Management Education and Research Colloquium (MERC-2024), IIM Kashipur, Uttarakhand, No proceedings provided, May 31–June 2, 2024.
• D. Patel and N. Kaushik, “Green financing mechanisms and their application in Adani Green Energy Ltd.,” Proc. Int. Conf. on Digital Transformation for Sustainable Economic Growth in Management, Commerce, Law & Humanities, IMI Group of Institutions, Indore, No proceedings provided, May 17–18, 2024.
• D. Patel and N. Kaushik, “A comparative analysis of the total disbursements and Non-Performing Asset (NPA) percentages among three banks under the DAY-NRLM scheme,” Proc. Int. Conf. on Creativity, Innovation & Advances in Research World: One Earth, One Family, One Future, Motherhood University, Roorkee, India, pp. 257–264, Dec. 15–16, 2023.
• D. Patel and A. Pandey, “PMEGP Scheme and its awareness on educated rural youth,” Proc. Int. Conf. on Innovation Challenges in Multidisciplinary Research & Practice (ICMRP-2023), RPL Maheshwari College, Indore, India, pp. 115–124, Sept. 23, 2023.

Seminar Papers

• V. Sehagal, D. Patel, and M. M. Jain, “Enhancing food security: Addressing challenges and promoting rural development,” Proc. Nat. Seminar on Vision Viksit Bharat@2047 – Cultivating Change: Enhancing Rural Food Security through Sustainable Practices and Nutrition Awareness, Institute for Human Development (IHD), New Delhi, in collaboration with ICSSR, No proceedings provided, Feb. 12, 2025.
• D. Patel and K. K. Patel, “Women in agriculture: A study of farm-livelihood in Chhattisgarh state,” Proc. Nat. Seminar on Strengthening Women Entrepreneurship for Achieving Sustainable Development Goals, Kalinga University, Naya Raipur, India, Sponsored by NABARD, pp. 231–241, Oct. 6–7, 2023.
• D. Patel and A. Pandey, “Study of Non-Performing Assets in the DAY-NRLM Scheme,” Proc. Nat. Seminar on Impact of Information Technology in Multidisciplinary Research, Govt Bilasa Girls’ P.G. Autonomous College, Bilaspur, Chhattisgarh, No proceedings provided, Jan. 16–17, 2023.
• D. Patel and A. Pandey, “Role of DAY-NRLM in the promotion of women's empowerment,” Proc. Nat. Seminar on Indian Economy in International Marketing: Opportunities & Challenges, Seth R.C.S. Arts & Commerce College, Durg, Chhattisgarh, No proceedings provided, Oct. 11–12, 2022.

• Banking and Insurance: A Comprehensive Guide, ISBN: 9789362639868
• The Influence of Innovation on Corporate Expansion, Patent Application No. 202411077489
• An Examination of Financial Management Methodologies in Relation to Capital Budgeting Strategies and Investment Decision-Making, Patent Application No. 202321068469

NPTEL Courses with FDP:

• Financial Accounting
• Business Fundamentals for Entrepreneurs
• Perspectives on Neurolinguistics
• Economic Growth and Development